When you market on the net, you must be able to accept credit cards.
If you are selling affiliate programs, then that is okay, too.
But, if you have something of your own to sell, the question is how do
you accept credit cards?

1.  You do not have to be a merchant account to accept credit cards.

I use instabill.com - they are free to join no monthly payments

I use clickbank which is free to join but they charge a set up fee - no monthly
payments -the advantage of using them, is they have built in affiliate program

I Also use PayPal which is free to join, and is very reasonable and no monthly
payments.

For Tangibles  ifulfill.com is great

For Bigger Merchant Accounts

Charge Card 
is a reputable company
 
 
 

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